Seguro para bicicleta: como funciona?

por: Credtimes Foto: Canva

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[{"selector":"#anim-bdfa5230-f2b0-4363-b491-c5cc7aad61bd","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5d72b29c-5ca7-4e48-93a2-b9706cecb841","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5aab8a45-4944-42d8-a37d-5d303867459f","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-070e07ff-9524-4e61-a4f2-63f0275aaedf","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-421174a0-f65d-4da9-a8ee-59812f746488","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-50ba7a5f-bc33-4e2b-a163-9142ced0441e","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Incluem roubos, furtos, danos acidentais, vandalismo e incêndio. Bicicletas elétricas e transporte em veículos também podem estar cobertos, com algumas exclusões específicas. Seta

[{"selector":"#anim-2945ab7b-ecc9-4dd1-86bd-d125d0a33406","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92ef5824-bcda-44f8-a5ad-827d1ce27a00","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8d782ea5-bba6-4e3c-b60e-a6b1a4192158","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b5f6cd65-4f99-42d1-b090-3de69226ab5e","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1b7994cc-5d3f-4a16-aff0-b97bdf161de1","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-be4e4ae3-1fd1-496d-a8e5-7759f965dcca","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Inclui assistência 24 horas e cuidados adicionais para acessórios, atendendo a diversos perfis de usuários, desde ciclistas diários até profissionais. Seta

[{"selector":"#anim-f7755c00-7495-4785-94cc-31c2ba4800c5","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1601826e-a5a1-4dcc-9f77-86fbdd25a5b4","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c533f772-0763-4e7f-8612-c3f6e1b072f8","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-14904b94-7a47-4b93-830f-b68232f0722b","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c362fbd2-6612-416a-8b7b-8ebe04ab4aca","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ef06f5bd-5047-4649-baf5-c7d7acbcc5b5","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Envolve simulação de valores, escolha de planos e vistoria da bicicleta. A franquia é a parte do prejuízo paga pelo segurado para receber suporte. Seta

[{"selector":"#anim-b4c73257-9aac-4df5-b397-df0acfe4d280","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aa646f44-6854-48e7-8e13-9186cea8d607","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a0560816-3b42-4ffa-ba43-9ebb5eed3326","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6ebd31ea-9d7f-439a-ae6e-da2858f1a039","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4996814d-2537-4bf2-8f71-61e164107bfa","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-abdfeaee-b8cc-4f85-84d0-c1dd55abff96","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Varia de R$2 a R$30 mensais, dependendo do tipo de cobertura, características da bicicleta e análise de risco. Seta

[{"selector":"#anim-1917be3d-f94a-417d-85a9-a13f96a8a05c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c5dd6d72-58e5-4a8b-8cb0-90595f061f66","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-30363f0d-25e9-40cb-9537-904a4a3aa98f","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-133e04a2-4616-4f6b-93b2-1dede130e34f","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3ecb040e-2fa0-4fa7-9282-24faa3452e86","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6738bdd4-7b58-42d3-a872-1d74ce9ad0f6","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Necessário informar sinistros imediatamente, com comprovação do evento. Negligência pode resultar na negação da cobertura. Seta

[{"selector":"#anim-1f84362f-bc32-43cf-8d1a-d8baaf576bdd","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-52dc9313-1285-4a31-8c9d-2f8258e91d2b","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92172eaf-6590-4424-8713-94d08a100f5a","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-682149da-1b59-4d93-9cb5-e0c3eeb3431a","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fc158c65-99fe-4698-8dd5-a4170a167660","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8c6191da-cbe6-4a34-b668-fe3978cf863d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Modificações no contrato são permitidas, desde que informadas previamente. Cancelamento pode ser feito a qualquer momento, seguindo as condições estabelecidas. Seta

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