Regras do Pix podem MUDAR o jeito que usamos cartão de crédito

por: Credtimes Foto: Canva

[{"selector":"#anim-b57ea87b-8a3a-4e97-bac4-8fad7e14419c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4cb2e663-55d0-4e0c-ab22-c0d8207449ac","keyframes":{"transform":["translate3d(-190.14598%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b5bcc898-111b-4d5c-b03e-e7c21dade4ae","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-053d0f10-2903-4a66-a779-90c8bfddb7ae","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-8cae4b4d-d2d3-45b0-b34b-b12450060cb5","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Seta O Banco Central anunciou mudanças no Pix que devem ser lançadas em 2025, impactando o uso dos cartões de crédito.

[{"selector":"#anim-1a9215eb-1702-40a5-aeef-7ff34e9858b1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5229f721-2ee5-44ac-9522-150c1021c2ff","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d16ea6e6-e2d9-4870-954c-88d04354ccaf","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1784f96c-f7ef-4ee4-9a7c-4b8eace8b3fc","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bf07b93d-6495-4cd1-aa84-ee5b6d148c6c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] O Pix permite transferências e pagamentos instantâneos, 24 horas por dia, utilizando chaves como CPF, CNPJ, e-mail, telefone ou chave aleatória. Seta

[{"selector":"#anim-0d391a9c-6b96-4521-8477-8c3923ae5ab5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ea1218b7-8d81-40b0-8d7e-481237176040","keyframes":{"transform":["translate3d(-190.14598%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b00c7480-e619-4935-ad6d-abec65d137de","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-56d5aa76-02d6-4159-be01-99288471645c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-0acdf33f-7dc8-4d0c-a428-94d984ff3469","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Seta Em 2025, será possível parcelar compras usando o Pix, oferecendo uma alternativa ao crédito tradicional diretamente no sistema do Banco Central.

[{"selector":"#anim-a51cd512-1d49-44cf-9415-33d1d706d824","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5b581c20-441c-4ea4-85b5-d57e2a6f3506","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0cf17d7a-9310-45c8-b062-85b272626b57","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e4000cd0-6537-4fd4-b290-465d3e4b8498","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-de7fa8f2-4f9c-4ef7-9674-9421d2ed1a74","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] O Banco Central planeja implementar a tecnologia NFC no Pix, permitindo pagamentos por aproximação de forma rápida e segura. Seta

[{"selector":"#anim-883615a8-49bd-44f9-91a4-4ec842ac3b21","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3c23b035-0592-4a8f-9da8-58b2f8a554d8","keyframes":{"transform":["translate3d(-190.14598%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1a71915a-2c29-4dd5-9c5d-6c24e9e15d20","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5d5508e2-5c0c-4562-9e9a-f492d0d4d813","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-d4013efb-0946-489c-8617-ee8bce07cf72","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Seta O sistema é considerado seguro, com medidas como criptografia e autenticação. A segurança também depende do cuidado do usuário com seus dados pessoais.

[{"selector":"#anim-e335d1f3-2387-47cd-89c0-704336823806","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-88f1e970-b49d-458d-8740-93ea75dd41f9","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-82444e48-54a5-42f1-92de-4c9c07daa87f","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4c5f7329-7def-4f91-bc8b-8c92471e05db","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fda09488-5dbe-435a-9c80-55db186d2cdb","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Para usar o Pix com segurança, é importante verificar dados do destinatário, manter aplicativos atualizados e usar autenticação em duas etapas, além de evitar links suspeitos. Seta

[{"selector":"#anim-2c9b90c9-b6c2-4f3c-b756-bfd2af02c8c8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-647b6acd-9ec3-420e-a2ab-0493ab0cfcee","keyframes":{"transform":["translate3d(-190.14598%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-91365a00-96db-4fec-b9a8-0197820accca","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-407018dd-5489-48a1-a2fc-50a3147acbcd","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-1a1e27c6-fc31-44f4-974d-3f3f056d6fc8","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Seta Apesar das inovações do Pix, o cartão de crédito não deixará de ser usado, mantendo-se relevante devido a programas de milhas, cashbacks e outras vantagens.

[{"selector":"#anim-eef79e98-7c49-4d3b-8823-4bd3a4273832","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-33138701-0e89-4f3d-ada3-3b6660a44aab","keyframes":{"transform":["translate3d(0px, -1557.48909%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fd09f0bf-feba-40cb-ba68-4c92e510b572","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9b62f6e0-0f1b-4be5-bd4e-d175f5b33cbd","keyframes":{"transform":["translate3d(0px, 1655.55596%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Foto: Canva LEIA MAIS EM CREDTIMES.COM.BR Seta