O que é empréstimo pessoal e como ele funciona?

por: Credtimes Foto: Canva

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[{"selector":"#anim-35a0bcd1-4ce8-4eda-a0c2-5ff46e25d46b","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-065fb684-859f-4c23-8133-f1d6003c54d1","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92c539e9-f161-409b-8f21-2218983e430e","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2d594f6d-4079-4157-9ff5-6f9a0707283a","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2ec21684-c037-4547-b39a-3a8dd5b99280","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cdbe86a5-d09b-4228-994d-f844c33e9e1c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Servem para iniciar negócios, quitar dívidas, cobrir emergências ou outras necessidades, proporcionando flexibilidade financeira. Seta

[{"selector":"#anim-5c4abbbb-685a-4244-b3fb-79e606fdccae","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7e99d6c9-e117-40a8-89a5-69622e38b2bf","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-129aa775-5be2-43a1-9167-ad22f47d0dd9","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5c2e42ef-0588-435a-920b-ed68d8d12365","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d2af3e34-51d7-4ec7-bf50-ff6a78102a61","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a48d2a2-96a7-428b-8897-5a9a86256801","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Oferecem uso livre do dinheiro e facilidade na solicitação online, com processos rápidos e convenientes. Seta

[{"selector":"#anim-ef777aa4-d3cf-4722-b18e-2915a28e5d77","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-164276d7-06d2-4720-91a7-ed2399754e74","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7479fe33-8f68-4ba8-9b45-732cfc5206f2","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d75608ca-b618-4704-bfdd-8bb79e7af018","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fd9529e8-3da4-4a4d-8ce4-1bc2bf4f9dab","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b2b968ae-78f3-40c9-99cb-0ed62b5eca8d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Variam de alguns meses a cinco anos, com prazos mais longos resultando em custos totais mais altos devido aos juros acumulados. Seta

[{"selector":"#anim-60c5e6aa-4b8d-4508-8be3-a76c08c10cec","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2395134d-1bc8-416b-bdce-2671b68f5b4c","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1edffd41-5306-4786-8be4-9f8796261e77","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8bcaa0e4-b1b6-4d87-9de2-287c03c1c009","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-507d35f2-bf00-40da-b8f9-478f4df37884","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ec297f0f-af7a-4e82-9301-9cf2c5505432","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Disponível para maiores de 18 anos com comprovação de renda e bom histórico de crédito; negativados podem obter, mas com juros mais altos. Seta

[{"selector":"#anim-3f30307d-0828-41c7-b28f-9452b1b892ea","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-088f33a8-16ba-4622-9c3b-609d92a0e5a4","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e8b49caa-29eb-4a36-b068-1242598533c6","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4376b870-62bb-42d5-8040-da8ccafff7a0","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-02ab1dee-cb97-4b90-8409-8a997997dbe1","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-24324d64-4438-415a-8fdd-4119f2ba5e98","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Essencial definir a finalidade, calcular o valor total do empréstimo e prever parcelas mensais para evitar inadimplência. Seta

[{"selector":"#anim-8d1dd87d-ba3e-4a4f-bb76-7e47ccd3051e","keyframes":{"opacity":[0,1]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-23145c95-70b7-481f-b65d-f5222c8398a8","keyframes":{"transform":["translate3d(84.42623%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d568d08c-5c51-4c90-bbef-469b0b84986c","keyframes":{"opacity":[0,1]},"delay":400,"duration":3500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f4b8faf7-5111-4cc5-95bb-abffe7e3fc27","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-462e0c62-bf98-49a3-9319-e1cd5cb801ed","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e38c69b7-4904-42a3-b98c-afee0ec19812","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Taxas variam; comparar ofertas e analisar taxas de juros, custos adicionais e a reputação da instituição ajuda a evitar surpresas desagradáveis. Seta

[{"selector":"#anim-c494c71e-fc95-4156-9368-005341011be8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-41bddf68-a3e0-4cf9-9a06-5c68751d55de","keyframes":{"transform":["translate3d(0px, -1557.48909%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c4cd8be3-bbba-4a9a-98a9-90632981521c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-72cefa6f-251e-4860-af04-ba3a04e9f182","keyframes":{"transform":["translate3d(0px, 1655.55596%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Foto: Canva LEIA MAIS EM CREDTIMES.COM.BR Seta